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	<title>Angels Den Blog &#187; Commentary</title>
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	<description>A service for business owners seeking angel investment and for angel investors seeking business ideas to invest in.</description>
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		<title>Your Castle And Your Business</title>
		<link>http://blog.angelsden.co.uk/index.php/2012/01/your-castle-and-your-business/</link>
		<comments>http://blog.angelsden.co.uk/index.php/2012/01/your-castle-and-your-business/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 14:48:44 +0000</pubDate>
		<dc:creator>Bill Morrow</dc:creator>
				<category><![CDATA[Week In Review]]></category>

		<guid isPermaLink="false">http://blog.angelsden.co.uk/?p=2104</guid>
		<description><![CDATA[Would you risk your home for your business? Surely there must be other options out there?]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Hands In The Cookie Jar?</title>
		<link>http://blog.angelsden.co.uk/index.php/2011/12/hands-in-the-cookie-jar/</link>
		<comments>http://blog.angelsden.co.uk/index.php/2011/12/hands-in-the-cookie-jar/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 09:25:28 +0000</pubDate>
		<dc:creator>Bill Morrow</dc:creator>
				<category><![CDATA[Guest Posts]]></category>

		<guid isPermaLink="false">http://blog.angelsden.co.uk/?p=2030</guid>
		<description><![CDATA[Useful advice for website owners looking to understand the new cookie laws being implemented in 2012.]]></description>
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		<title>95 Million Reasons To Be Cheerful?</title>
		<link>http://blog.angelsden.co.uk/index.php/2011/11/95-million-reasons-to-be-cheerful/</link>
		<comments>http://blog.angelsden.co.uk/index.php/2011/11/95-million-reasons-to-be-cheerful/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 14:09:39 +0000</pubDate>
		<dc:creator>Bill Morrow</dc:creator>
				<category><![CDATA[Week In Review]]></category>

		<guid isPermaLink="false">http://blog.angelsden.co.uk/?p=1979</guid>
		<description><![CDATA[Last week we highlighted the fact that the schemes to increase lending to small businesses hasn&#8217;t worked, in fact we&#8217;ve had two years of falling lending. This week we hear that the government as part of the regional growth fund will make £95 million available to SMEs via the country&#8217;s largest banks. This &#8220;shot in [...]]]></description>
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		<title>Two years of falling bank lending but we have reasons to be chearful</title>
		<link>http://blog.angelsden.co.uk/index.php/2011/11/cheerful-or-not/</link>
		<comments>http://blog.angelsden.co.uk/index.php/2011/11/cheerful-or-not/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 11:03:21 +0000</pubDate>
		<dc:creator>Bill Morrow</dc:creator>
				<category><![CDATA[Week In Review]]></category>

		<guid isPermaLink="false">http://blog.angelsden.co.uk/?p=1966</guid>
		<description><![CDATA[Bank lending to SMEs has been falling for the last two years, for the smallest of companies it’s been falling for 18 months. But what's being done about it? RBS has said it’s going to grow its lending to business by 15% in three months. How achievable is it?]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What&#8217;s Stopping You?</title>
		<link>http://blog.angelsden.co.uk/index.php/2011/10/whats-stopping-you/</link>
		<comments>http://blog.angelsden.co.uk/index.php/2011/10/whats-stopping-you/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 09:37:24 +0000</pubDate>
		<dc:creator>Bill Morrow</dc:creator>
				<category><![CDATA[Entrepreneurship]]></category>
		<category><![CDATA[Week In Review]]></category>

		<guid isPermaLink="false">http://blog.angelsden.co.uk/?p=1927</guid>
		<description><![CDATA[Given the self-destructive actions of Wayne Rooney, the possible lacks of judgement by Dr Liam Fox, Oliver Letwin, Tony Hayward and countless other high profile people in recent years, the comment by Dylan Evans when reviewing Robert Kelsey&#8217;s book What&#8217;s stopping you?: &#8220;Why do talented people sabotage their own chances of success? Often the answer [...]]]></description>
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		<title>Raising Funds To Buy A Business</title>
		<link>http://blog.angelsden.co.uk/index.php/2011/08/raising-funds-to-buy-a-business/</link>
		<comments>http://blog.angelsden.co.uk/index.php/2011/08/raising-funds-to-buy-a-business/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 08:48:39 +0000</pubDate>
		<dc:creator>Bill Morrow</dc:creator>
				<category><![CDATA[Insight]]></category>

		<guid isPermaLink="false">http://blog.angelsden.co.uk/?p=1843</guid>
		<description><![CDATA[For the lucky few with plenty of hard cash to spare it’s a great time to buy a business. The dearth of credit means many vendors are willing to accept lower prices than they would have before the financial crash. The rest of us – the vast majority – will have to borrow some money, [...]]]></description>
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		<title>Zero Progress From The Banks</title>
		<link>http://blog.angelsden.co.uk/index.php/2011/07/zero-progress/</link>
		<comments>http://blog.angelsden.co.uk/index.php/2011/07/zero-progress/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 10:57:20 +0000</pubDate>
		<dc:creator>Bill Morrow</dc:creator>
				<category><![CDATA[Week In Review]]></category>

		<guid isPermaLink="false">http://blog.angelsden.co.uk/?p=1828</guid>
		<description><![CDATA[With all the fluff from the Department of Business, Innovation and Skills which stated that the &#8220;Project Merlin agreement recently struck with the major banks, we have secured £190bn of new credit in 2011, £76bn of which will be new lending capacity for SMEs&#8220;, we&#8217;ve actually seen small business lending halving, and in the Bank [...]]]></description>
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		<title>Just Show Us The Money</title>
		<link>http://blog.angelsden.co.uk/index.php/2011/07/just-show-us-the-money/</link>
		<comments>http://blog.angelsden.co.uk/index.php/2011/07/just-show-us-the-money/#comments</comments>
		<pubDate>Fri, 08 Jul 2011 12:47:23 +0000</pubDate>
		<dc:creator>Bill Morrow</dc:creator>
				<category><![CDATA[Week In Review]]></category>

		<guid isPermaLink="false">http://blog.angelsden.co.uk/?p=1807</guid>
		<description><![CDATA[We shouldn&#8217;t be surprised that Government has launched this programme to promote the use of business mentors, given that the Department for Business Innovation and Skills produced a missive (pdf) which mentioned the subject back in October: &#8220;Through a network of „Growth hubs‟ the Government will deliver tailored specialist advice to improve the „investment readiness‟ [...]]]></description>
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		<title>Small Business Lending Has Halved</title>
		<link>http://blog.angelsden.co.uk/index.php/2011/06/triffling-case-25m/</link>
		<comments>http://blog.angelsden.co.uk/index.php/2011/06/triffling-case-25m/#comments</comments>
		<pubDate>Thu, 09 Jun 2011 20:13:50 +0000</pubDate>
		<dc:creator>Bill Morrow</dc:creator>
				<category><![CDATA[Week In Review]]></category>

		<guid isPermaLink="false">http://blog.angelsden.co.uk/?p=1704</guid>
		<description><![CDATA[How often have we told that the secret of economic recovery is to get banks lending to small business again? But wasn&#8217;t Project Merlin doomed to failure if the banks weren&#8217;t sanctioned if they didn&#8217;t meet their lending targets? Of the £19bn that should have been lent to small and medium-sized companies over the first [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Will They? Won&#8217;t They?</title>
		<link>http://blog.angelsden.co.uk/index.php/2011/05/will-they-wont-they/</link>
		<comments>http://blog.angelsden.co.uk/index.php/2011/05/will-they-wont-they/#comments</comments>
		<pubDate>Fri, 13 May 2011 13:14:44 +0000</pubDate>
		<dc:creator>Bill Morrow</dc:creator>
				<category><![CDATA[Week In Review]]></category>

		<guid isPermaLink="false">http://blog.angelsden.co.uk/?p=1661</guid>
		<description><![CDATA[We&#8217;re in a &#8216;push me, pull you&#8217; economy. Inflation, repossessions, mortgage deals, mortgage arrears, inflation, manufacturing output, employment rates &#8230; they don&#8217;t all point, conclusively, to either a growing or contracting economy. The unseasonably cold winter and then the exceptionally warm spring have caused problems to retailers. At first people couldn&#8217;t travel to the shops [...]]]></description>
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